Preventive care is the most effective way to keep tooth decay, cavities, gum disease, and many of the most common oral health problems away. This is why you will find most dental insurance policies designed in a way that provides the most amount of coverage for dental checkups and cleanings, dental X-rays, etc. Of course, even if you’re diligent about your oral hygiene routine, problems can still arise, leaving you to wonder if you’ll be covered for restorative care. Fortunately, with Guardian dental insurance, you are! And the best part is that at Heim & Carroll DMD, LLC, we are a Guardian dentist in Glastonbury who is here to help you experience a more affordable way to seek dental care. If you want to learn more about your policy and how we can help you save the most money, contact us today.
Not all Guardian dental insurance policies are the same. Premiums, deductibles, and annual maximums can all vary, but when you look at the benefits provided, you’ll find they look quite similar:
If you need a plan with orthodontics or dental implant coverage, you’ll need to review each policy before determining which one to enroll with, as some may not provide the coverage you need.
When it comes to using your dental insurance in Glastonbury, you’re expected to pay a monthly premium for access to your benefits. You’ll also need to meet your deductible before you can expect your insurer to begin paying more for the services you receive. With regard to your annual maximum, which may be anywhere between $500 and $1,000, you can expect your dental insurance company to pay this amount each calendar year. Should you require treatment that goes beyond this maximum, it may be possible for us to spread out your treatments across calendar years so you can minimize your out-of-pocket expenses.
As an in-network provider with Guardian, these are just a few of the many benefits you can expect to receive. Of course, if you choose to see us but have a different provider that we are not in-network with, don’t worry. You will still receive the same great level of care, but you’ll likely be required to pay more for the services you receive.
Joining our dental practice in 2001, Stefania is our go-to individual for all things dental insurance and financing. Helping clients better understand their policies as well as providing clearer insight into benefits and how to go about getting the most out of an individual plan are just a few of the many ways she can make your experience stress-free and seamless. Unsure if you’re covered for an upcoming procedure? Don’t know how much your insurance company will agree to pay for treatment? Not to worry! With Stefania, you can count on her to help you get the answers you need, so you can make the right decisions about your oral healthcare needs.